These Terms and Conditions govern your use of the terquinavelo.sbs website. Please read them carefully as they outline your rights and responsibilities for interacting with our information and services.

Last updated March 9, 2026

Acceptance of terms

By using this website, you acknowledge and accept these Terms and Conditions, including any linked policies. Continued use constitutes your agreement to be bound by them. If you do not agree, please discontinue use.

Definitions

These definitions clarify important terms used throughout this document.

• ‘Site’ refers to terquinavelo.sbs, its pages, content, and any interactive features operated by our team.
• ‘User’ means any individual who browses, subscribes, or interacts with the site and its resources.
• ‘Content’ covers articles, guides, text, and resources published on this website for informational purposes.
• ‘Subscription’ refers to plans users may purchase for access to guides and articles.

Website service use

You may use the site for personal, non-commercial purposes only, and you agree not to misuse content or attempt unauthorized access to restricted areas.

Eligibility

The website is intended for adult users capable of forming binding legal agreements. Use is not permitted where prohibited by law.

Users must be 18 years or older.

Your responsibilities

By using our website, you accept these basic user obligations.

• Provide accurate information in any form or subscription process.
• Keep your account details confidential and secure from others.
• Use information solely for household budgeting and personal reference.
• Act respectfully on community areas and avoid harmful conduct.

Prohibited activities

To ensure the site is safe and fair, certain uses are not allowed.

• Copying, distributing, or reselling content without permission.
• Attempting to gain unauthorized access to other users’ data.
• Using the site or resources for commercial or advertising purposes.
• Submitting false or misleading information on forms or in the community.
• Harassing, threatening, or posting inappropriate content.

Intellectual property notice

All content, including text, logos, and visuals, is owned by terquinavelo.sbs or licensed for use. Material may not be copied, republished, or distributed without written consent. Trademarks and copyrights remain property of their respective owners.

User submissions and content

You retain rights to content you submit but grant us a limited license to display and use it for site operation.

Data protection commitment

Your personal data is managed according to our Privacy Policy and in line with South African POPIA rules. This ensures responsible handling of your details for all site activities. See Privacy Policy

Important disclaimer notice

Information is for general budgeting guidance—not individual advice. Use all tips at your own judgment and adapt them to your situation.

Limitation of liability

We do not accept liability for direct or indirect losses from use of site content, to the extent allowed by South African law.

Indemnification

By accessing the website, you agree to defend and hold harmless terquinavelo.sbs and its team against any claims related to your site use.

Dispute resolution

Should disagreements arise, we encourage prompt and friendly communication to find solutions.

Applicable law and venue

All agreements are governed under South African law and legal regulations.

Termination

We may suspend or terminate your access for violating site policies, with or without notice as needed to protect the platform.

Changes

The site may update terms or content at any time. New versions will take effect once published on terquinavelo.sbs.

Severability

If any provision is invalid, the rest remain in force under South African law.

Entire agreement

These Terms, together with linked policies, form the full agreement between user and site concerning use.

How to contact us

Reach out to our support team for clarification or assistance with terms and policies.